Privacy Policy
Your privacy is important to us. Learn how we collect, use, and protect your information.
📑 Table of Contents
👋 1. Introduction
Welcome to IndianUPI.com ("we," "our," or "us"). We are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website indianupi.com (the "Website").
By accessing or using our Website, you agree to the terms of this Privacy Policy. If you do not agree with the practices described in this policy, please do not use our Website.
📍 Jurisdiction: IndianUPI.com operates from India and complies with applicable Indian data protection laws, including the Information Technology Act, 2000, and IT Rules, 2011. We also respect the principles of GDPR for our international visitors.
📊 2. Information We Collect
2.1 Information You Provide
We may collect information that you voluntarily provide to us, including:
- Contact Information: Name, email address when you contact us or subscribe to our newsletter
- Feedback & Comments: Any comments, questions, or feedback you submit through our forms
- Communication Data: Records of correspondence if you contact us
2.2 Automatically Collected Information
When you visit our Website, we automatically collect certain information:
| Data Type | Examples | Purpose |
|---|---|---|
| Device Information | Browser type, operating system, device type | Optimize website experience |
| Usage Data | Pages visited, time spent, click patterns | Improve content & navigation |
| Location Data | Country, city (approximate) | Provide relevant content |
| Referral Data | How you arrived at our site | Understand traffic sources |
2.3 Information We Do NOT Collect
✅ We do NOT collect: Bank account details, UPI PINs, passwords, credit/debit card numbers, Aadhaar numbers, PAN numbers, or any other financial or government identification information. Our website is purely informational and does not process any payments.
⚙️ 3. How We Use Your Information
We use the collected information for the following purposes:
- Provide & Improve Services: To operate, maintain, and improve our Website and content
- Communication: To respond to your inquiries, comments, or questions
- Newsletter: To send you updates and newsletters (only if you've subscribed)
- Analytics: To analyze website traffic and user behavior to improve user experience
- Security: To detect, prevent, and address technical issues or security threats
- Legal Compliance: To comply with applicable laws and regulations
⚠️ No Selling of Data: We do NOT sell, rent, or trade your personal information to third parties for marketing purposes. Your data is never monetized.
🍪 4. Cookies & Tracking Technologies
We use cookies and similar tracking technologies to enhance your browsing experience. Cookies are small text files stored on your device.
Types of Cookies We Use
Essential Cookies
Required for the website to function properly. Cannot be disabled.
Analytics Cookies
Help us understand how visitors interact with our website (e.g., Google Analytics).
Advertising Cookies
Used by advertising partners to show relevant ads (e.g., Google AdSense).
Preference Cookies
Remember your preferences and settings for a better experience.
Managing Cookies
You can control cookies through your browser settings. Most browsers allow you to:
- View what cookies are stored and delete them individually
- Block third-party cookies
- Block all cookies from specific sites
- Block all cookies from being set
- Delete all cookies when you close your browser
Note: Disabling cookies may affect the functionality of our Website.
🔗 5. Third-Party Services
We use the following third-party services that may collect information:
| Service | Purpose | Privacy Policy |
|---|---|---|
| Google Analytics | Website traffic analysis | Google Privacy Policy |
| Google AdSense | Display advertising | Google Privacy Policy |
| Cloudflare | CDN & Security | Cloudflare Privacy Policy |
External Links
Our Website may contain links to external websites (banks, payment apps, official sources). We are not responsible for the privacy practices of these external sites. We encourage you to read their privacy policies before providing any personal information.
🔒 6. Data Security
We take reasonable measures to protect your information from unauthorized access, alteration, disclosure, or destruction. Our security measures include:
- SSL Encryption: All data transmitted between your browser and our servers is encrypted using HTTPS
- Secure Hosting: Our website is hosted on secure servers with regular security updates
- Access Control: Limited access to personal information on a need-to-know basis
- Regular Monitoring: Continuous monitoring for potential security vulnerabilities
⚠️ Important: While we strive to protect your information, no method of transmission over the Internet or electronic storage is 100% secure. We cannot guarantee absolute security.
✋ 7. Your Privacy Rights
You have the following rights regarding your personal information:
📋 Right to Access
Request a copy of the personal data we hold about you.
✏️ Right to Rectification
Request correction of inaccurate or incomplete data.
🗑️ Right to Erasure
Request deletion of your personal data ("right to be forgotten").
🚫 Right to Object
Object to processing of your personal data for certain purposes.
📤 Right to Portability
Request transfer of your data to another service.
📧 Right to Unsubscribe
Opt-out of marketing emails at any time.
To exercise any of these rights, please contact us using the information provided below. We will respond to your request within 30 days.
👶 8. Children's Privacy
Our Website is not intended for children under the age of 13. We do not knowingly collect personal information from children under 13. If you are a parent or guardian and believe your child has provided us with personal information, please contact us immediately. If we discover that we have collected personal information from a child under 13, we will take steps to delete that information promptly.
📝 9. Changes to This Policy
We may update this Privacy Policy from time to time to reflect changes in our practices or for legal, operational, or regulatory reasons. When we make changes:
- We will update the "Last Updated" date at the top of this page
- For significant changes, we may provide additional notice (e.g., banner on our website)
- Your continued use of the Website after changes constitutes acceptance of the updated policy
We encourage you to review this Privacy Policy periodically to stay informed about how we protect your information.
📬 10. Contact Us
If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us:
Get in Touch
Website: IndianUPI.com
Email: privacy@indianupi.com
Contact Page: indianupi.com/contact
We aim to respond to all inquiries within 48-72 hours.
🙏 Thank you for trusting IndianUPI.com. We are committed to protecting your privacy and providing you with valuable, accurate information about UPI payments in India.
